Independent comparison of sample premiums, wind/hail deductible traps, and official TDI complaint indexes across top Texas municipalities.
Explore tailored sample rates, weather risk profiles, and top carriers for major Texas markets.
Taylor / Jones County • Pop. 125,182
Collin County • Pop. 106,874
Potter / Randall County • Pop. 201,234
Tarrant County • Pop. 394,266
Travis County • Pop. 961,855
Jefferson County • Pop. 115,282
Cameron County • Pop. 186,738
Dallas / Denton County • Pop. 133,434
Williamson / Travis County • Pop. 82,223
Brazos County • Pop. 124,704
Montgomery County • Pop. 98,081
Nueces County • Pop. 317,863
Comparing Texas market share, A.M. Best financial strength, and official TDI complaint ratings.
| Insurance Carrier | TDI Complaint Index Official Texas Dept of Insurance complaint ratio. 1.0 is state average; lower than 1.0 means fewer consumer complaints filed. | A.M. Best Rating Independent financial stability score. A++ & A+ indicate superior ability to pay out major hurricane & storm claims. | TX Market Share Percentage of total Texas homeowners insurance premiums underwritten by this carrier according to TDI market filings. | Est. Premium ($350k) Sample annual premium benchmark for a $350,000 single-family dwelling compiled from public TDI data calls. | |
|---|---|---|---|---|---|
|
State Farm State Farm Group |
0.64 (Superior) | A++ (Superior) | 17.4% | $3,200/yr | Details → Visit insurer site |
|
Allstate Allstate Insurance Group |
0.88 | A+ (Superior) | 11.8% | $3,520/yr | Details → Visit insurer site |
|
Farmers Farmers Insurance Group |
0.92 | A (Excellent) | 9.5% | $3,680/yr | Details → Visit insurer site |
|
USAA USAA Group |
0.38 (Superior) | A++ (Superior) | 8.9% | $2,650/yr | Details → Visit insurer site |
|
Progressive Progressive Group |
0.79 | A+ (Superior) | 7.6% | $3,080/yr | Details → Visit insurer site |
|
TX Farm Bureau Texas Farm Bureau Casualty Group |
0.45 (Superior) | A (Excellent) | 6.2% | $2,890/yr | Details → Visit insurer site |
|
Liberty Mutual Liberty Mutual Group |
1.05 | A (Excellent) | 5.4% | $3,580/yr | Details → Visit insurer site |
|
AAA Texas Auto Club Enterprises |
0.72 | A+ (Superior) | 4.1% | $3,150/yr | Details → Visit insurer site |
|
Travelers Travelers Group |
0.68 (Superior) | A++ (Superior) | 3.8% | $3,210/yr | Details → Visit insurer site |
|
Chubb Chubb Group |
0.52 (Superior) | A++ (Superior) | 2.5% | $5,200/yr | Details → Visit insurer site |
|
TWIA State Mandated Residual Pool |
1.12 | State Backed Residual Pool | State Residual Coastal Authority | $2,450/yr | Details → Visit insurer site |
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