Independent comparison of sample premiums, wind/hail deductible traps, and official TDI complaint indexes across top Texas municipalities.
Explore tailored sample rates, weather risk profiles, and top carriers for major Texas markets.
Harris County • Pop. 2,302,878
Fort Bend County • Pop. 111,026
Montgomery County • Pop. 114,400
Galveston County • Pop. 53,695
Harris / Fort Bend County • Pop. 25,000
Brazoria County • Pop. 125,828
Dallas County • Pop. 1,304,379
Tarrant County • Pop. 956,709
Collin County • Pop. 288,253
Collin / Denton County • Pop. 210,989
Tarrant County • Pop. 394,266
Denton County • Pop. 148,146
Comparing Texas market share, A.M. Best financial strength, and official TDI complaint ratings.
| Insurance Carrier | TDI Complaint Index | A.M. Best Rating | TX Market Share | Est. Premium ($350k) | |
|---|---|---|---|---|---|
|
State Farm State Farm Group |
0.64 (Superior) | A++ (Superior) | 17.4% | $3,200/yr | Details → |
|
Allstate Allstate Insurance Group |
0.88 | A+ (Superior) | 11.8% | $3,520/yr | Details → |
|
Farmers Farmers Insurance Group |
0.92 | A (Excellent) | 9.5% | $3,680/yr | Details → |
|
USAA USAA Group |
0.38 (Superior) | A++ (Superior) | 8.9% | $2,650/yr | Details → |
|
Progressive Progressive Group |
0.79 | A+ (Superior) | 7.6% | $3,080/yr | Details → |
|
TX Farm Bureau Texas Farm Bureau Casualty Group |
0.45 (Superior) | A (Excellent) | 6.2% | $2,890/yr | Details → |
|
Liberty Mutual Liberty Mutual Group |
1.05 | A (Excellent) | 5.4% | $3,580/yr | Details → |
|
AAA Texas Auto Club Enterprises |
0.72 | A+ (Superior) | 4.1% | $3,150/yr | Details → |
|
Travelers Travelers Group |
0.68 (Superior) | A++ (Superior) | 3.8% | $3,210/yr | Details → |
|
Chubb Chubb Group |
0.52 (Superior) | A++ (Superior) | 2.5% | $5,200/yr | Details → |
|
TWIA State Mandated Residual Pool |
1.12 | State Backed Residual Pool | State Residual Coastal Authority | $2,450/yr | Details → |
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