Pros & Cons

✅ Pros

  • Extensive agent network throughout Texas
  • Robust bundling discounts with auto insurance
  • Superior financial stability rating (A++)

❌ Cons

  • Strict underwriting rules for older roofs (15+ years)
  • May apply separate wind/hail deductibles in North Texas

Roof Settlement & Windstorm Rules

Roof Settlement Type: RCV available (Option OL available)

Wind & Hail Policy: Includes windstorm inland; requires TWIA in Tier 1 coastal zones

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Informational link to the insurer’s official site. We do not quote or bind policies. A TDI rating is not a recommendation.