/* PickMyHomeInsurance Design System & Theme */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Outfit:wght@500;600;700;800&display=swap');

:root {
  --font-sans: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, sans-serif;
  --font-heading: 'Outfit', sans-serif;

  /* Color Palette - Texas Lone Star Slate & Deep Ocean Blue */
  --bg-dark: #0a0f1d;
  --bg-card-dark: #12192c;
  --bg-card-hover: #1a233d;
  --surface-border: rgba(255, 255, 255, 0.1);
  --surface-border-active: rgba(56, 189, 248, 0.4);

  --primary: #2563eb;
  --primary-hover: #1d4ed8;
  --primary-glow: rgba(37, 99, 235, 0.35);

  --accent-cyan: #06b6d4;
  --accent-sky: #38bdf8;
  --accent-gold: #f59e0b;
  --accent-emerald: #10b981;
  --accent-rose: #f43f5e;

  --text-main: #f8fafc;
  --text-muted: #94a3b8;
  --text-dim: #64748b;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-pill: 9999px;

  --shadow-glow: 0 0 25px rgba(37, 99, 235, 0.2);
  --shadow-card: 0 10px 30px -10px rgba(0, 0, 0, 0.5);
  --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-family: var(--font-sans);
  background-color: var(--bg-dark);
  color: var(--text-main);
  line-height: 1.6;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: hidden;
}

/* Header & Nav */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(10, 15, 29, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--surface-border);
  padding: 1rem 0;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  color: var(--text-main);
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 800;
  letter-spacing: -0.02em;
}

.brand-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, #2563eb, #06b6d4);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1.2rem;
  box-shadow: 0 0 15px rgba(6, 182, 212, 0.4);
}

.brand-badge {
  font-size: 0.7rem;
  font-weight: 700;
  background: rgba(245, 158, 11, 0.2);
  color: var(--accent-gold);
  border: 1px solid rgba(245, 158, 11, 0.4);
  padding: 2px 8px;
  border-radius: var(--radius-pill);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  list-style: none;
}

.nav-link {
  color: var(--text-muted);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.95rem;
  transition: var(--transition);
}

.nav-link:hover {
  color: var(--accent-sky);
}

.lang-switch {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid var(--surface-border);
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-pill);
  color: var(--text-main);
  text-decoration: none;
  font-size: 0.85rem;
  font-weight: 600;
  transition: var(--transition);
}

.lang-switch:hover {
  background: rgba(56, 189, 248, 0.15);
  border-color: var(--accent-sky);
  color: var(--accent-sky);
}

/* Hero Section */
.hero {
  position: relative;
  padding: 5rem 0 4rem;
  background: radial-gradient(circle at 50% 0%, rgba(37, 99, 235, 0.18) 0%, rgba(10, 15, 29, 0) 70%);
  text-align: center;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(56, 189, 248, 0.1);
  border: 1px solid rgba(56, 189, 248, 0.25);
  color: var(--accent-sky);
  font-size: 0.85rem;
  font-weight: 600;
  padding: 0.4rem 1.2rem;
  border-radius: var(--radius-pill);
  margin-bottom: 1.5rem;
}

.hero-title {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 1.25rem;
  letter-spacing: -0.03em;
}

.hero-title span {
  background: linear-gradient(135deg, #38bdf8 0%, #06b6d4 50%, #3b82f6 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-sub {
  font-size: 1.15rem;
  color: var(--text-muted);
  max-width: 760px;
  margin: 0 auto 2.5rem;
}

/* Search Box */
.search-card {
  background: var(--bg-card-dark);
  border: 1px solid var(--surface-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  max-width: 800px;
  margin: 0 auto;
  box-shadow: var(--shadow-card);
}

.search-grid {
  display: grid;
  grid-template-columns: 1fr 1fr auto;
  gap: 1rem;
}

.input-group {
  display: flex;
  flex-direction: column;
  text-align: left;
}

.input-label {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 0.4rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.select-input, .text-input {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--surface-border);
  border-radius: var(--radius-sm);
  padding: 0.75rem 1rem;
  color: var(--text-main);
  font-size: 0.95rem;
  outline: none;
  transition: var(--transition);
}

.select-input:focus, .text-input:focus {
  border-color: var(--accent-sky);
  box-shadow: 0 0 10px rgba(56, 189, 248, 0.2);
}

.btn-primary {
  background: linear-gradient(135deg, #2563eb, #0284c7);
  color: #fff;
  font-weight: 700;
  border: none;
  border-radius: var(--radius-sm);
  padding: 0.75rem 1.75rem;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  text-decoration: none;
  transition: var(--transition);
  box-shadow: 0 4px 15px var(--primary-glow);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.4);
}

/* Feature Stats Bar */
.stats-bar {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin: 3rem 0;
}

.stat-card {
  background: var(--bg-card-dark);
  border: 1px solid var(--surface-border);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  text-align: center;
  transition: var(--transition);
}

.stat-card:hover {
  border-color: var(--surface-border-active);
  transform: translateY(-3px);
}

.stat-val {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 800;
  color: var(--accent-sky);
  margin-bottom: 0.25rem;
}

.stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* Section Layout */
.section {
  padding: 3.5rem 0;
}

.section-head {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 3rem;
}

.section-title {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.section-desc {
  color: var(--text-muted);
  font-size: 1.05rem;
}

/* Cards Grid */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 1.5rem;
}

.card {
  background: var(--bg-card-dark);
  border: 1px solid var(--surface-border);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: var(--transition);
  text-decoration: none;
  color: inherit;
}

.card:hover {
  border-color: var(--surface-border-active);
  transform: translateY(-4px);
  background: var(--bg-card-hover);
  box-shadow: var(--shadow-card);
}

.card-badge {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-pill);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
}

.badge-green {
  background: rgba(16, 185, 129, 0.15);
  color: var(--accent-emerald);
  border: 1px solid rgba(16, 185, 129, 0.3);
}

.badge-blue {
  background: rgba(56, 189, 248, 0.15);
  color: var(--accent-sky);
  border: 1px solid rgba(56, 189, 248, 0.3);
}

.badge-gold {
  background: rgba(245, 158, 11, 0.15);
  color: var(--accent-gold);
  border: 1px solid rgba(245, 158, 11, 0.3);
}

.badge-rose {
  background: rgba(244, 63, 94, 0.15);
  color: var(--accent-rose);
  border: 1px solid rgba(244, 63, 94, 0.3);
}

.card-title {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  line-height: 1.3;
}

.card-sub {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 1.25rem;
}

/* Rate Comparison Table */
.data-table-wrap {
  background: var(--bg-card-dark);
  border: 1px solid var(--surface-border);
  border-radius: var(--radius-md);
  overflow-x: auto;
  margin: 2rem 0;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.data-table th {
  background: rgba(255, 255, 255, 0.03);
  color: var(--text-muted);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--surface-border);
}

.data-table td {
  padding: 1.1rem 1.25rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  font-size: 0.95rem;
}

.data-table tr:hover td {
  background: rgba(255, 255, 255, 0.02);
}

.rate-val {
  font-family: var(--font-heading);
  font-weight: 800;
  color: var(--accent-emerald);
  font-size: 1.1rem;
}

/* Article Content Layout */
.article-wrap {
  max-width: 840px;
  margin: 0 auto;
}

.article-header {
  margin-bottom: 2.5rem;
}

.article-title {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 1rem;
}

.article-meta {
  display: flex;
  gap: 1.5rem;
  color: var(--text-muted);
  font-size: 0.9rem;
  border-bottom: 1px solid var(--surface-border);
  padding-bottom: 1.5rem;
  margin-bottom: 2rem;
}

.article-body h2 {
  font-family: var(--font-heading);
  font-size: 1.75rem;
  margin: 2rem 0 1rem;
  color: var(--accent-sky);
}

.article-body p {
  font-size: 1.05rem;
  color: var(--text-muted);
  margin-bottom: 1.25rem;
  line-height: 1.7;
}

/* Callout Box */
.callout {
  background: rgba(56, 189, 248, 0.08);
  border-left: 4px solid var(--accent-sky);
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-sm);
  margin: 1.5rem 0;
  color: var(--text-main);
}

.callout-title {
  font-weight: 700;
  margin-bottom: 0.35rem;
  color: var(--accent-sky);
}

/* Footer */
.footer {
  margin-top: auto;
  background: #060913;
  border-top: 1px solid var(--surface-border);
  padding: 4rem 0 2rem;
  font-size: 0.9rem;
  color: var(--text-muted);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.footer-col h4 {
  color: var(--text-main);
  font-family: var(--font-heading);
  font-size: 1rem;
  margin-bottom: 1rem;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-links a {
  color: var(--text-muted);
  text-decoration: none;
  transition: var(--transition);
}

.footer-links a:hover {
  color: var(--accent-sky);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  padding-top: 2rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  font-size: 0.85rem;
}

.disclaimer-box {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--surface-border);
  border-radius: var(--radius-sm);
  padding: 1rem;
  font-size: 0.8rem;
  color: var(--text-dim);
  margin-top: 2rem;
  line-height: 1.5;
}

/* Responsive adjustments */
@media (max-width: 900px) {
  .hero-title { font-size: 2.2rem; }
  .search-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
}

@media (max-width: 600px) {
  .nav-links { display: none; }
  .footer-grid { grid-template-columns: 1fr; }
}